Schedule an Appointment
Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!
Contact Us
Let one of our Accredited Financial Counselors set you up for financial success.
Learn smart money habits for life.
Learn how to manage your money and get financially stable. The Financial Readiness Program (FRP) offers free classes, workshops, and one-on-one counseling to help service members, Families, and retirees build strong financial habits.
Whether you're budgeting, planning for retirement, or making a big purchase, financial education gives you the tools to make smart decisions!
Financial Readiness Common Military Training
Soldiers will face financial changes in their military career. Financial literacy training sets the stage for sustained financial well-being and resilience through those challenges. That’s why Soldiers receive mandatory financial training at career milestones including:
- Entry to service
- Initial Entry Training
- Arrival at your first duty station
- Vesting in TSP
- Receipt of PCS orders
- Deployment
- Marriage
- Birth or adoption of the first child
- Life challenges, including divorce or disabling condition
- Eligibility for continuation pay
- Leadership training
- Transition (retirement/ETS/medical discharge)
Financial Readiness Classes And Workshops
Money Management and Budgeting
Learn to create a realistic budget that works for your financial goals
Understanding Credit and Debt
Improve your credit score, pay off debt, and protect yourself from fraud
Home Buying and Renting
Get tips on buying or renting a home and understand VA loan benefits
Smart Car Buying and Insurance
Avoid common car buying mistakes and find your best insurance options
Investing and Retirement Planning
Learn about the Thrift Savings Plan (TSP), IRAs, and smart investment strategies
Financial Planning for Families
Budget for a baby, college savings plans, and Family financial security
Estate Planning and Insurance
Understand wills, life insurance, and ways to protect your assets
Contact your local Family Readiness Center for a calendar of offerings or to schedule a class for your unit.
One-on-One Individualized Financial Counseling
If you have a unique situation that calls for personalized help, FRP has free professionally credentialed counselors available to assist you with your specific needs. We can talk with you one-on-one about topics like
- Budgeting and money management
- Credit repair and debt reduction
- Buying a car or home
- Planning for major life events
- Retirement and investment options
Additional Resources
Here are more trustworthy links, documents and tools for emergency financial assistance.
- DoW Financial Touchpoints Training. Prep online for key life events
- Financial Frontline. Find resources for military financial readiness
- MilSpouse Money Mission. Get financial education specially for military spouses
- Investor.gov. Learn about investing and protecting your money
- MyPay and Military Pay Information. Manage your pay and allowances
