Skip to Main Content
An official army family and MWR Site

Financial Readiness Program

  • ACS
  • Financial Readiness Program
#

Sign up for Training

Take control of your financial future - enroll in our classes today. 

#

Schedule an Appointment

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

#

Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

financial_education_and_training.svg

Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

mastering_your_money.svg

Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

credit_and_debit_assistance.svg

Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

retirement_and_financial_planning.svg

Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

consumer_protection.svg

Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

emergency_financial_assistance.svg

Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

Ask Army Answers

Virtual Workshop: Achieving Financial Wellness Like A Millionaire

Virtual Workshop: Achieving Financial Wellness Like A Millionaire

Jul 23 12 pm - 1 pm
Virtual Workshop: Building A Realistic Budget

Virtual Workshop: Building A Realistic Budget

Jul 24 12 pm - 1 pm
Virtual Workshop: Paying Off Debt

Virtual Workshop: Paying Off Debt

Jul 29 12 pm - 1 pm
Virtual Workshop: Your First Child and Finances

Virtual Workshop: Your First Child and Finances

Jul 30 12 pm - 1 pm

ACS Birthday

Army Community Service (ACS) celebrates more than 60 years of serving Soldiers, Families, and Retirees around the world!

ACS Birthday
ACS Birthday

ACS Birthday

Army Community Service (ACS) celebrates more than 60 years of serving Soldiers, Families, and Retirees around the world!

Virtual Workshop: Gambling Awareness

Virtual Workshop: Gambling Awareness

Jul 31 12 pm - 1 pm
 Virtual Workshop: Dream Big - Plan Now

Virtual Workshop: Dream Big - Plan Now

Aug 5 12 pm - 1 pm
Virtual Workshop: Strategies for Successful Saving

Virtual Workshop: Strategies for Successful Saving

Aug 6 12 pm - 1 pm

Virtual Workshop: Strategies for Successful Saving

Aug 6 12 pm - 1 pm
Virtual Workshop: Strategies for Successful Saving

Virtual Workshop: Psychology of Spending

Aug 7 12 pm - 1 pm
Virtual Workshop: Psychology of Spending
Virtual Workshop: Psychology of Spending

Virtual Workshop: Psychology of Spending

Aug 7 12 pm - 1 pm
Virtual Workshop: Thrift Savings Plan (TSP)

Virtual Workshop: Thrift Savings Plan (TSP)

Aug 12 12 pm - 1 pm
Virtual Workshop: Healthy Relationships and Finance

Virtual Workshop: Healthy Relationships and Finance

Aug 13 12 pm - 1 pm

Virtual Workshop: Credit Management

Aug 14 12 pm - 1 pm
Virtual Workshop: Credit Management
Virtual Workshop: Credit Management

Virtual Workshop: Credit Management

Aug 14 12 pm - 1 pm
Virtual Workshop: Permanent Change of Station (PCS)

Virtual Workshop: Permanent Change of Station (PCS)

Aug 19 12 pm - 1 pm
Virtual Workshop: Paying for College

Virtual Workshop: Paying for College

Aug 20 12 pm - 1 pm

Virtual Workshop: Paying Off Student Loans

Aug 21 12 pm - 1 pm
Virtual Workshop: Paying Off Student Loans

Virtual Workshop: Paying Off Student Loans

Aug 21 12 pm - 1 pm
Virtual Workshop: Paying Off Student Loans
Virtual Workshop: 10 Steps to a Federal Job

Virtual Workshop: 10 Steps to a Federal Job

Looking for the perfect Federal job? Come join us and learn the ten steps to Federal employment!

Aug 21 1:30 pm - 3:30 pm
Virtual Workshop: Disabling Sickness and Conditions

Virtual Workshop: Disabling Sickness and Conditions

Aug 26 12 pm - 1 pm
Virtual Workshop: Exploring Digital Assets

Virtual Workshop: Exploring Digital Assets

Aug 27 12 pm - 1 pm
Virtual Workshop: Saving and Investing

Virtual Workshop: Saving and Investing

Aug 28 12 pm - 1 pm