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Financial Readiness Program

  • ACS
  • Financial Readiness Program
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Sign up for Training

Take control of your financial future - enroll in our classes today. 

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Schedule an Appointment

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

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Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

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Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

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Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

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Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

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Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

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Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

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Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

Ask Army Answers

Virtual Workshop: Permanent Change of Station (PCS)

Virtual Workshop: Permanent Change of Station (PCS)

Aug 19 12 pm - 1 pm
Virtual Workshop: Paying for College

Virtual Workshop: Paying for College

Aug 20 12 pm - 1 pm
Virtual Workshop: Paying Off Student Loans

Virtual Workshop: Paying Off Student Loans

Aug 21 12 pm - 1 pm
Virtual Workshop: 10 Steps to a Federal Job

Virtual Workshop: 10 Steps to a Federal Job

Looking for the perfect Federal job? Come join us and learn the ten steps to Federal employment!

Aug 21 1:30 pm - 3:30 pm
Virtual Workshop: Disabling Sickness and Conditions

Virtual Workshop: Disabling Sickness and Conditions

Aug 26 12 pm - 1 pm
Virtual Workshop: Exploring Digital Assets

Virtual Workshop: Exploring Digital Assets

Aug 27 12 pm - 1 pm
Virtual Workshop: Saving and Investing

Virtual Workshop: Saving and Investing

Aug 28 12 pm - 1 pm
Virtual Workshop: Problematic Sexual Behavior Amongst Children and Youth Lunch & Learn

Virtual Workshop: Problematic Sexual Behavior Amongst Children and Youth Lunch & Learn

Sep 1 12 pm - 1 pm
Virtual Workshop: Vesting in the Thrift Saving Plan (TSP)

Virtual Workshop: Vesting in the Thrift Saving Plan (TSP)

Sep 2 12 pm - 1 pm

Virtual Workshop: Vesting in the Thrift Saving Plan (TSP)

Sep 2 12 pm - 1 pm
Virtual Workshop: Vesting in the Thrift Saving Plan (TSP)
Virtual Workshop: Identity Theft

Virtual Workshop: Identity Theft

Sep 3 12 pm - 1 pm
Virtual Workshop: Insurance Needs

Virtual Workshop: Insurance Needs

Sep 4 12 pm - 1 pm
Virtual Workshop: How To Smart Start Your Small Business

Virtual Workshop: How To Smart Start Your Small Business

This class provides an overview of the ways to smart start a business.

Sep 8 12 pm - 1 pm
 Virtual Workshop: Building Wealth Over Time

Virtual Workshop: Building Wealth Over Time

Sep 9 12 pm - 1 pm
Virtual Workshop: Emergency Financial Preparedness

Virtual Workshop: Emergency Financial Preparedness

Sep 10 12 pm - 1 pm
Virtual Workshop: Renting

Virtual Workshop: Renting

Sep 11 12 pm - 1 pm
Virtual Workshop: Finances and Pre-Deployment

Virtual Workshop: Finances and Pre-Deployment

Sep 16 12 pm - 1 pm
Virtual Workshop: Finances and Post-Deployment

Virtual Workshop: Finances and Post-Deployment

Sep 17 12 pm - 1 pm
Virtual Workshop: Maryland ABLE Accounts

Virtual Workshop: Maryland ABLE Accounts

Sep 18 12 pm - 1 pm
 Virtual Workshop: Retirement Planning Starter

Virtual Workshop: Retirement Planning Starter

Sep 23 12 pm - 1 pm
 Virtual Workshop: Military Pay Issues

Virtual Workshop: Military Pay Issues

Sep 24 12 pm - 1 pm
Virtual Workshop: Home Sweet Home

Virtual Workshop: Home Sweet Home

Sep 25 12 pm - 1 pm

Virtual Workshop: Tricare Open Season

Sep 30 12 pm - 1 pm
 Virtual Workshop: Tricare Open Season

Virtual Workshop: Tricare Open Season

Sep 30 12 pm - 1 pm
 Virtual Workshop: Tricare Open Season