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Army Emergency Relief (AER)

NOTICE: Army Emergency Relief (AER) Services will be available for Active Duty Military, Retirees and their Families by calling: 410-278-2453. AER has launched a portal to provide the latest information about our response to COVID-19. Click HERE to learn more about financial assistance.

AER Provides financial assistance during valid emergencies that are unforeseen and require immediate attention. Assistance is provided as an interest-free loan. Under extreme circumstances, assistance may be given as a grant. Emergencies must have originated from other than the Soldier’s own actions. Food vouchers are also available for Families in need.

Army Emergency Relief (AER) Overview


Army Emergency Relief (AER) is a private, non-profit organization established to assist Soldiers and their Family members in emergency financial situations due to no fault of their own. Financial assistance is given in the form of an interest-free loan, grant, or combination of the two. Loans are repaid by an allotment.

Education Programs

AER’s Education Program is a secondary mission to help Army Families with the costs of education. The three separate scholarship programs are:

Stateside Spouse Education Assistance Program
• Applicant must be the Spouse or widow(er) of an active duty or retired Soldier and reside in the United States. 
• Stateside applicants must be full time students. 
• First undergraduate degrees only.
• Active duty military personnel are not eligible.

Overseas Spouse Education Assistance Program Major General James Ursano Scholarship Fund for Dependent Children.

Overseas Spouse Education Assistance Program 
• Applicants must be a Spouse of an active duty Soldier assigned in Europe, Korea, Japan, or Okinawa. 
• Applicants must physically reside with the Soldier at the assigned location. 
• First undergraduate degrees only.
• Off post students are not eligible.
• Spouses may be part time or full time students.

Major General James Ursano Scholarship Fund for Dependant Children 
• Dependent children, stepchildren, or legally adopted children of Army Soldiers on active duty, retired or deceased while in active duty or retired status.

The children of Grey Area Reservists/National Guard are eligible as well.

Scholarship awards will be awarded up to half the cost of tuition. Scholarship awards are based on financial need, as evidenced by income, assets, Family size, and special circumstances.

Applications and instructions are available for all the scholarships on the AER website at

AER Resources and Forms

View all AER forms. 

Virtual Seminar on Tax Preparation

Nov 6 10 am - 11 am

Virtual Seminar on Tax Preparation

Nov 6 10 am - 11 am