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Financial Readiness Program

  • ACS
  • Financial Readiness Program
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Sign up for Training

Take control of your financial future - enroll in our classes today. 

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Schedule an Appointment

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

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Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

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Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

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Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

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Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

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Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

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Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

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Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

Ask Army Answers

Virtual Workshop: Holiday Planning Brief

Virtual Workshop: Holiday Planning Brief

Jul 1 12 pm - 1 pm
Virtual Workshop: Banking Essentials

Virtual Workshop: Banking Essentials

Jul 2 12 pm - 1 pm
Virtual Workshop: Problematic Sexual Behavior Amongst Children and Youth Lunch & Learn

Virtual Workshop: Problematic Sexual Behavior Amongst Children and Youth Lunch & Learn

Jul 7 12 pm - 1 pm
Virtual Workshop: FAP Safety Plan

Virtual Workshop: FAP Safety Plan

Jul 8 12 pm - 1 pm
Virtual Workshop: Marriage and Finances

Virtual Workshop: Marriage and Finances

Jul 9 12 pm - 1 pm
Virtual Workshop: Divorce and Finances

Virtual Workshop: Divorce and Finances

Jul 10 12 pm - 1 pm
 Virtual Workshop: Planning for Your Retirement

Virtual Workshop: Planning for Your Retirement

Jul 15 12 pm - 1 pm
 Virtual Workshop: Survivor Benefit Plan

Virtual Workshop: Survivor Benefit Plan

Jul 16 12 pm - 1 pm

Virtual Workshop: Entitlement to Continuation Pay under BRS

Jul 17 11 am - 12 pm
Virtual Workshop: Entitlement to Continuation Pay under BRS

Virtual Workshop: Entitlement to Continuation Pay under BRS

Jul 17 11 am - 12 pm
Virtual Workshop: Entitlement to Continuation Pay under BRS
Virtual Workshop: Exploring Digital Assets

Virtual Workshop: Exploring Digital Assets

Jul 22 12 pm - 1 pm
Virtual Workshop: Achieving Financial Wellness Like A Millionaire

Virtual Workshop: Achieving Financial Wellness Like A Millionaire

Jul 23 12 pm - 1 pm
Virtual Workshop: Building A Realistic Budget

Virtual Workshop: Building A Realistic Budget

Jul 24 12 pm - 1 pm
Virtual Workshop: Paying Off Debt

Virtual Workshop: Paying Off Debt

Jul 29 12 pm - 1 pm
Virtual Workshop: Your First Child and Finances

Virtual Workshop: Your First Child and Finances

Jul 30 12 pm - 1 pm
Virtual Workshop: Gambling Awareness

Virtual Workshop: Gambling Awareness

Jul 31 12 pm - 1 pm
Virtual Workshop: 10 Steps to a Federal Job

Virtual Workshop: 10 Steps to a Federal Job

Looking for the perfect Federal job? Come join us and learn the ten steps to Federal employment!

Aug 21 1:30 pm - 3:30 pm
Virtual Workshop: How To Smart Start Your Small Business

Virtual Workshop: How To Smart Start Your Small Business

This class provides an overview of the ways to smart start a business.

Sep 1 12 pm - 1 pm